Uber has changed the way we travel. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
An Uber accident can cause many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, file a lawsuit against uber they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.